Bay of Isles Computers - Quickloan Finance

Quick Process

Choose the equipment you would like to own
Obtain a Quickloan quote
Apply by phone: 1300 669 292
Apply by fax: 1300 669 392
Approval is issued in around 20 minutes
Sign Agreement paperwork & take away your new equipment

What is Quickloan?: Quickloan is a loan designed for non-business customers that helps them get the equipment they want - QUICKLY! It is offered by CIT Credit Pty Ltd.
What is the approval process?: The customer needs to complete the Quickloan Application form and fax through to 1300 669 392. "Over the phone" approvals are also available by contacting Quickloan Sales Centre on 1300 669 292. A credit decision takes around 20 minutes, providing we can obtain the information we need to process the appropriate credit checks.
When can delivery of the equipment take place?: The customer can take the equipment after they have signed all documentation supplied to them by CIT or us in relation to their Agreement. The customer needs to leave the original paperwork with us to send to CIT unless otherwise requested. Please be aware there may be additional information required by CIT.
Can the customer have a copy of the paperwork?: Yes. We will provide a copy of the Terms and Conditions along with "Things you should know about your credit contract". We will also supply a copy of the Agreement to the Customer. Once the Agreement is signed and returned with any other items of paperwork reqired, CIT will accept the agreement and forward a final copy to the customer for their records.
When do the payments begin?: The Quickloan payments will begin one month after settlement of the transaction. The Quickloan payments are made in arrears by Direct Debit or major Credit Card.
Are there any extra fees on the Quickloan Agreement?: Yes, there is a $30 establishment fee on the loan. This will be debited to the nominated account or credit card after approval is given.
Does CIT supply statements on the customer's account?: The customer can contact CIT's customer service department on 1800 555 885 to obtain information about their account. However, CIT does not send out monthly statements.
What is the interest rate?: The interest rates on the Agreement vary depending on the amount financed and the term of the Agreement. Annual interest rates range from 16.99% to 23.99%.
Does the customer own the equipment at the end of the term?: Yes, unlike a consumer lease, when the balance due under the agreement is paid, the customer owns the equipment.
What are the minimum criteria that the customer should meet to be able to apply?: The customer should be at least 18 years of age, be an Australian resident, be full time employed and be able to pass an income/expenditure test. At present, Quickloan does not accept Guarantees from persons other than the applicant. The customer would also need to provide a current Driver's License and proof of income and residence. CIT may also ask for other types of evidence depending on the application.

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Quickloan toll free number 1300 669 292 Great deals for all Leading Edge customers. Available to approved clients only.
Quickloan